Bridges Credit Africa Limited (BCAL) is a non-deposit taking microfinance

Company licensed to carry out the business of providing financial services to individuals and SME’s. We have grown over the last 11 years to be a Lender of choice, known for its responsiveness to the needs of small and growing businesses


To deliver superior service through creative innovation, responsiveness, excellence, integrity and transparency.


We envision a quality driven company committed to helping entrepreneurs achieve great success in their businesses by providing them with Affordable, Flexible Tailor made Credit facilities


In the spirit of this mission, our objectives are focused on these key values which we believe are instrumental in perpetuating the profitable growth and successful operation of our business.

  • Integrity-Enhance the highest level of trust, professionalism and values as well as a lasting commitment to those we serve and support.
  • Transparency-Give our clients complete and accurate information and educate them about the terms of financial services offered by us in a manner that is understandable to them
  • Innovation-Provide clients with leading-edge solutions advanced technologies to enhance their borrowing capabilities.
  • Responsiveness-Respond in a timely fashion to the shifting needs of our clients and deliver first class on the spot service.
  • Excellence-Establish the highest standards of performance and a culture of accountability that inspires our customers.